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Sammie

20 Non-Negotiable Splurges: The Essentials We Refuse to Skimp On

May 04 2024 by Sammie
Outdoor portrait of beautiful 55 - 60 year old woman, wearing blue pullover.

The cost of living is steadily on the rise, so finding areas where we can save a penny or two has become necessary. Yet, there are certain items and services where the adage “you get what you pay for” rings undeniably true. These are the non-negotiables, the splurges we justify because they significantly affect our … Read more

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11 Harsh Truths Millennials Need to Face Sooner Rather Than Later

May 04 2024 by Sammie
Portrait of angry caucasian man wearing eyeglasses and showing big fist standing at home indoor.

Millennials, it’s time for some tough love. As much as we like to believe we’ve got it all figured out, there are some hard truths we need to face about ourselves and the world around us. So, buckle up; it’s about to get real. 1. Life Starts Speeding Up Think the days are flying by … Read more

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The 14 Most and Least Innovative States in the U.S.

May 04 2024 by Sammie
Young woman wearing virtual reality device.

Research and development are important to American businesses and the economy as a whole. On a global scale, the U.S. ranks third for innovation against all the other countries of the world. All 50 states and D.C. were compared for 25 indicators of innovation. This includes the number of people in STEM compared to the … Read more

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13 So-Called Frugal Habits of the Middle Class That Are a Waste of Time and Money

May 03 2024 by Sammie
Portrait of happy senior man smiling at home. Old man relaxing on sofa and looking at camera. Portrait of elderly man enjoying retirement.

Adopting a frugal lifestyle is a fantastic way to save money and build a sustainable, secure financial future. While cutting down costs and living below your means can help you achieve your financial goals, overdoing it could end up costing you a lot more in the future and wasting time. Here are 13 so-called frugal … Read more

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