Everybody wants a reliable retirement, but some don’t know exactly how to get that done. Once you’ve gotten your annual contributions planned out, do you just leave it be? Is it enough to just keep putting money in and leaving it at that? Well, you can, but that won’t make the most out of your […]
The Ultimate Financial Planning Checklist
If you don’t yet have your finances in order, we have just the thing to help you take stock of what you need to line up. The following financial planning checklist will give you a set of directions toward getting your affairs in order. Go through the list below, and for whatever you don’t have, […]
These Warning Signs Signal Future Financial Disaster
Many people that are finding themselves in dire financial situations could have avoided them completely. The problems they had could have been dodged if they paid attention to the signals that they were on the path to financial destruction. These warning signs are easy to spot once you know what they are. Taking proper action […]
How Much Money Should You Have in an Emergency Fund?
The #1 rule of personal finance is to have an emergency fund. Every financial guru from Dave Ramsey to Suze Orman to Ramit Sethi to yours truly, Engineer Your Finances, recommends you have one. According to CNN, “nearly a quarter of Americans have no emergency fund.” That’s 1 in 4 people! What is an emergency […]