This Christmas has obviously been different than most. With the COVID restrictions causing some financial strife within my family, presents were clearly going to look different than usual. We had to balance the desire for everyone to get nice gifts, and the need to stay fiscally reserved. To accomplish both of these goals, we went … Read more
With a change of leadership, changes in policy are sure to come. Joe Biden has said little about his prospective changes to the retirement system, but he has mentioned one significant change. Biden has thrown around the idea of having retirement contributions counted as a tax credit. This is in contrast to the current method … Read more
There is so much to learn form the generations that came before us. The financial mistakes of older generations can do a lot to teach us what to avoid at the beginning of the road. While it may be tiresome to hear, age does bring wisdom. What seniors don’t always mention is that wisdom comes … Read more
Insurance can be very helpful, and it can also be very expensive. For this reason, there are a lot of policies that low-and-middle-income don’t need to bother with. Since the assets that would be insured aren’t worth as much, the risk is lower, and policies on those assets aren’t justified. For high-income individuals, though, these … Read more