Debt has a negative connotation. Talk to anyone about debt, and they’ll have strong feelings against it. And those that are debt-free wear their badge proud. No debt is better than debt, and I believe your choice should be to choose debt freedom. However, I also believe debt can be viewed with a positive lens. Today, … Read more
The highest number of credit cards owned by a single individual is 1,562!!!! While well above the average of 3.6 credit cards per household, it leaves you wondering what is the advantage of carrying multiple credit cards. Pros and Cons of Having Multiple Credit Cards Credit cards can be a valuable financial tool when used … Read more
There’s not much I despise more than being charged to access my own cash. What’s worse is when you’re charged a fee from the ATM owner, plus your bank charges an additional fee for using an out of network machine. It’s a double penalty. I will do all that I can to avoid paying an … Read more
Imagine Fido suddenly starts seizing. It stops after a few moments and then begins again. You know you need to take him to the emergency animal hospital but you also know you don’t have the money to pay for a costly medical procedure. The guilt sets in for thinking about money during a time when … Read more