Last month, I wrote about why a cash loan can be a bad idea, but what if you’ve got an emergency cash need. This week, I’m talking about six alternatives to bank loans you may want to consider if you’re looking for additional cash in a hurry! Six Alternatives to High-Interest Bank Loans 1. HELOC … Read more
Nobody likes to talk about death. Especially if you’re young. However, death is inevitable. Regardless of where you are in your life, it’s important to consider whether you need to have an estate plan. What is an estate plan An estate is defined as, “all the money and property owned by a particular person, … Read more
Instead of letting your policy lapse at its expiration date, or quit paying the premium because you no longer can afford it, you have another option: sell your policy. Why Would You Want To Sell Your Life Insurance Policy Circumstances change – it’s a fact of life. Over time, you may find yourself in a position … Read more
Small cash loans can come in the form of a payday loan, a personal loan, or cash borrowed against your credit card. If you’re short on cash, you may be considering one of these options to bide you some time. While there may be strategic reasons to do so, generally it’s not an advisable practice. … Read more