So, you want to start a business? Great idea! The only problem is that you don’t have business start-up cash. Truth is, it is not easy saving up cash to start your business especially, when you have other responsibilities such as saving for retirement or the kids college. Just because you might have other responsibilities … Read more
The national credit card debt sets an all-time record high after a $92 billion increase throughout 2017. According to ABC News, for the first time in history, the overall credit card debt in the United States has surpassed $1 trillion. “We haven’t seen anything like this,” said Jill Gonzalez, a senior analyst at WalletHub. “Consumer confidence is at … Read more
Growing up, 57% of American adults got an allowance. Of those people, 90% had to do chores to earn their allowance, and 70% had to work for every penny. The point is, many of us are taught from a young age that we need to work hard for what we get in life. As you … Read more
Let’s face it: the current economy does not support young people in their journey to becoming financially independent. This has been a trending problem over the past few decades, and with the lack of jobs and upward mobility in most places, it can seem nearly impossible to become financially independent and responsible in your twenties. … Read more