Nearly Three-Quarters Of Federal HAMP Applications Rejected

A recently released government report has found that the federal Home Affordable Modification Program implemented by the Obama Administration rejects nearly three-quarters of the people that apply to the program. The Home Affordable Modification Program is designed to help homeowners at risk of foreclosure reduce their monthly mortgage payments so they can stay in their … Read more

Credit Reporting Agencies Making Changes After Settlement With States

After reaching a settlement with 31 state attorneys general, the three major credit reporting agencies – Equifax, Experian and TransUnion – have agreed to make changes to the way information is added, reviewed and removed from consumers’ credit reports. Over the years, millions of reports have been made to government agencies by concerned consumers worried … Read more