The Real Deal With 0% Balance Transfers

(The following is a guest post) You open the mailbox to find a yet another credit card offer with “0% BALANCE TRANSFER!” printed across the front in a rather startling font. It happens as often as once a week, but this time, you’re not so skeptical because you’ve got a big debt to pay off, … Read more

Why Being Frugal is the New In Thing

(The following is a guest post) Gone are the days of unlimited spending. With the economy in a slump and families continuing to slowly sink into more debt, there is no way to keep up with all of the purchases that, even a year ago, seemed commonplace. Instead of money going down the drain on … Read more

In Debt?

The following is a guest post. Most of us have debt, but it doesn’t have to be the norm if you rather pay it off.   You can get professional help with debt or tackle the problem yourself.  With some willpower, a plan, and some automation, you can be debt free. Track Your Income and Expenses … Read more

Quicken – Losing its Luster?

Money Management Tool - Free and Easy to Learn! Having used Quicken for longer than I’ve been married, it’s a shame to see my long-term relationship with the program start to deteriorate.

Before the advent of online platforms like Mint.com (now owned by the makers of Quicken), personal finance management software was limited to a handful of options: Excel, Money, or Quicken.  Even after more choices emerged, the capabilities of these new program were mediocre compared to those offered by Quicken.

Since I’d established a history with Quicken and was dubious of entrusting ALL of my financial information to any one online service, I stuck with what I knew.

Aggregation & Automation make money management easy and effective.  Using Quicken’s “One-Step Update”, a single click downloads your financial transactions from all your institutions.

Because Quicken did all of the grunt work, more time could be dedicated to: scrutinizing inflows and outflows, creating budgeting plans or savings goals, reviewing investment performance, and so on.

But… it seems once flaws are noticed, more begin to emerge.

Read more