15 Easy Financial Resolutions You Can Make At Any Time During The Year

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Who isn’t tired of making New Year’s resolutions, only to find out you’ve bitten off more than you can chew? Even though they can transform your future, too many of us opt for resolutions that are way too ambitious and sometimes even unrealistic.

You’ll often make more lasting changes to your financial habits when you make incremental adjustments over time.

So, if you’re looking for simple but highly effective financial resolutions to make at any time during the year- and not just specifically on January 1st, here are 15 ideas to inspire you to bite off precisely the right amount to ensure your success.

Double Down on Debt

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Whatever you pay to stave off your debt, it’s time to up the ante. Increase your payments where possible to rid yourself of stressful debt even faster — it’s what you deserve!

Stick To Your Budget

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Budgets shouldn’t be suggestions; find your way again and adhere to the budget you’ve made for yourself so you can achieve your financial goals.

Audit Your Expenses

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What are you paying for that you shouldn’t be? Are there some unexpected places where you can slash costs? Comb through your spending and see what adjustments you can make from now on.

Don’t Fall for a Self-Sabotage Trap

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A resolution might not come easily to you, but that’s no reason to give up on it. Make one of your resolutions to stick to your resolution and not get in your own way of financial freedom!

Build Your Nest Egg

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It doesn’t have to be a particularly impressive egg. Every little bit counts, so start funneling some extra cash toward your future self.

Find Out Your Credit Score

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Knowledge is power, so knowing your credit score can help you make more informed money moves this year.

Start an Emergency Fund

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This savings is separate from your rainy day fund. If you don’t have money set aside for emergencies, you’re risking some potentially frustrating or even devastating consequences should things go south.

Write Down Your Goals

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Sometimes, you need to visualize what you really want before getting anywhere. Write down your financial goals for the year to better understand how and where to allocate your money.

Watch Those Microtransactions

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“It’s just a few bucks” quickly becomes hundreds of dollars by the end of the year. 2024, we resolve to find space in our budget by limiting these seemingly innocuous expenses.

Get Organized

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Organization is vital if you’re ever going to make changes, and your finances are no different. Get those ducks in a row and documents filed away!

Use Apps to Your Advantage

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Automate your financial future by trying out some of the various apps that can help you track your spending or create a budget — it makes things so much easier!

Plan Your Year

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Do you have some potentially significant expenses in 2024? Build an expenditure roadmap so you know how you’ll handle them once you get there.

Check Retirement Balances

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What’s your retirement situation looking like? If you’re responding with crickets, it’s time to get your retirement in order.

Compare Insurance Policies

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Could you be saving on insurance costs by switching to another plan? There’s only one way to find out, and comparing insurance policies is faster than you think!

Consume More Financial Content

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You’re already off to a good start with this article! Keep the momentum going by checking out podcasts, videos, and audiobooks that can help you stay motivated toward achieving your financial goals this year.

7 Frugal Habits of Millionaires

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Most people think millionaires aren’t all frugal, but did they ever stop to wonder how millionaires got so rich in the first place?

Maybe, just maybe, they started out with modest, frugal lifestyles to get to their millionaire status. Here are some ways in which millionaires lead their lives to live up to their millionaire rankings.

7 Frugal Habits of Millionaires

I’m Frugal: Here Are My Top 30 Frugal Living Tips to Save Money

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I’m super frugal, and one of my passions is sharing my frugal living tips with everyone.

Here are some of my absolute favorite frugal tips to help you get started on your journey to frugal living.

I’m Frugal: Here Are My Top 30 Frugal Living Tips to Save Money

15 Things That Are No Longer Worth It Because of How Expensive They Have Become

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Everything comes with a hefty price tag these days. From indulgences to essentials, the cost of living keeps rising. We used to consider certain items affordable options, but now they’ve become so expensive that they’re no longer worth it. Here are 15 things that have lost their affordability and make us wonder if they are worth it!

15 Things That Are No Longer Worth It Because of How Expensive They Have Become

28 Practical Ways Frugal People Save Lots of Money

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Saving money doesn’t have to mean saying goodbye to life’s little indulgences. With a few smart tweaks, you can stash away cash for that dream vacation, rainy day fund, or splurge-worthy purchase without feeling like you’re on a constant budget patrol.

Think of it as a side hustle that pays off without the extra hours. Whether you’re looking to conquer debt or simply boost your bank account, these tips are guaranteed to put more money in your pocket, painlessly.

28 Practical Ways Frugal People Save Lots of Money

14 Ridiculously Random Tips That Could Save You Lots Money

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Want to save some money? There are so many ways to save money that are published in articles all day, every day.

It can be tiring to sort through them and find the ones that work for you, so we decided to scour the internet and find some of the best ones to share with you. But we couldn’t decide which ones to share with you, so we just decided to share the ones we liked, which means that these are pretty random!

14 Ridiculously Random Tips That Could Save You Lots Money

 

 

Author: CJ Darnieder

Bio:

CJ is a writer and musician from Chicago.  When he’s not practicing the divine art of stoicism, focusing on achieving a deafening inner quiet, or attempting to reconcile with the inherent powers of the universe, he loves to cook!