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29
Jun

Selling Shoes on Ebay

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jordan13Being unemployed sucks. I’ve been in that situation before. You need to find a way to make some money (legal) pretty fast. One way to that you can make money while unemployed is to sell items on eBay. It’s something that I’ve been doing the last three years consistently. Today, I want to share with you a few tips that will help you sell shoes on eBay.

There are hundreds of types of shoes out there. You have different brands and styles. I’ve had a lot of success selling Nike shoes, especially Air Jordan’s and Air Max’s. You may be wondering how you find out if a shoe will sell or not. Research is the key.

I use eBay’s site to help me with my research. For example, if I’m interested in selling a pair of Air Jordan 5’s, I type that info into the eBay search bar. I also include the color. Once the results show up, I move the computer cursor to the left. There is a section over there that says “show only.” You will then see a box that says “sold listings.” Once you do that, you will be able to see which shoes sold that were similar to yours. You also can see how much they sold for. Then you can decide whether you want to sell you shoes using a traditional auction or using the buy it now feature. I sell my shoes as buy it now items. I set my price and promote the things. My buy it now items have an option on there where a buyer can send you an offer for the shoes. If the offer is right, I accept it. If it’s super cheap, I don’t.

When I first started selling shoes, I sold some of my old pairs.  Back in the day, I was a sneakerhead (a person who loves sneakers). I sold about 4 of my old Jordan’s within a couple of months. They all sold for over $50. One was even falling apart, and it still sold.  There are people out there that will restore shoes and either wear them or re-sell them.

If you don’t have any old Jordan’s, there is a way that you can find some. Most Saturday’s I go to thrift stores to see what items they have that week. You’d be surprised at how many pair of Jordan’s that I’ve seen. Since you may be unemployed, I know that the money is tight, but you must put a little aside for thrifting. I’ve purchased shoes for $12-$15 that I’ve been able to flip for over $100. That is a smart investment. You should also add the free eBay app to your phone. That way you will be able to see what the shoes are selling for while you are in the store. That way you will be able to see if they are worth buying or not. Since the shoes in the thrift shop are used, my rule of thumb is to pay no more than $17. Unless they look brand new and I know I could make over $150, there is no way that I’m paying over that amount. Remember you are shopping at a thrift store.

Have you ever sold shoes on eBay?

27
Jun

Government Programs to Help Senior Citizens

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As we get older, we start to see that our parents, aunts, and uncles are getting older too. Some will find themselves joining the senior citizen age group within a few years. Hopefully, our older family members are financially savvy. Unfortunately, not all of them will be, though. If they need some help, there are some government programs out there to help them with food, healthcare, and housing.

Food

There are a few government programs out there that will help senior citizens. The Supplemental Nutrition Assistance Program (SNAP) helps seniors with low income buy the food that they need. The amount of assistance that a person can receive depends on their income and household size. Snap benefits cannot be used to buy alcohol and tobacco, nonfood items such as soap, paper products, toothpaste, medicine and vitamins, and hot foods.

Another program that seniors can use is the Commodity Supplemental Food Program (CSFP). This program operates in 47 states. People receive food packages that include cereal, rice, juice, milk, dry beans and canned fruits and vegetables.

The Senior Farmers Market Nutrition Program (SFMNP) is a program that provides low-income seniors with coupons that can be exchanged for eligible foods at Farmers Markets.

Health Care Assistance

Health Care is getting more and more expensive these days. This is one of the main areas where seniors need help the most. They don’t always have enough funds to cover everything.

Medicaid offers various programs to those with limited income and resources. Some of the programs include Medicaid spend-down which pays for a pretty wide range of medical services such as x-rays and doctor visits. It also takes care of home & community-based services or HCB’s, which provides care based on what your states waivers cover. Medicaid also offers long-term care for those who require regular nursing care.

Medicare assists seniors who can pay a portion of their health care costs. Medicare programs include the Specified Low-Income Medicare Beneficiary, The Qualified Individual Program, and the Qualified Medicare Beneficiary. All those offer various levels of assistance in paying premiums, co-payments and other aspects of health care. Medicare also provides support for those under 65 who are disabled but are still able to work.

Senior Health Insurance Assistance Program (SHIP) is a source of information. This program helps seniors understand health benefits, plans that are available, medical bills and rights. The program supports Medicare beneficiaries.

Housing

Housing is another area where senior citizens struggle. Many want to stay in their homes, but they can’t. Some can’t afford to, while others can’t keep up with the maintenance. The government offers Housing of Urban Development (HUD) which are programs designed to help seniors. Some HUD programs help seniors stay in their homes or find an apartment that fits their needs. HUD also helps with reverse mortgages, rural housing loans, finding affordable rents, public housing, and housing choice vouchers.

As you can see, there are several government programs out there to assist senior citizens with food health care assistance and housing. If you or your family members need any help, you could start by checking out www.eldercare.gov or usda.gov.

 

22
Jun

8 Places to Find a New Job

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IMG_1391aBeing unemployed can be a stressful time in a person’s life. I was unemployed for three and a half months from late 2013 until April 2014. That was a fascinating time in my life. I took me a little longer than I thought it would, but I eventually found a job. If you’re unemployed, I don’t want you to give up. You will find a job sooner or later. In this post, I will share with you eight websites that can help you with your job search.

Indeed

According to Indeed, they are the world’s number 1 job site. They have employment opportunities all over the world. This was one of my favorite sites to visit when I was looking for work. Their site is very user-friendly. It also takes relatively no time for you to upload your resume to it. There are new jobs added to their site daily.

USAJobs

USAJobs is the biggest job board for finding federal job listings. Applying for jobs on this site can take time, though. Make sure that you have an hour or two to fill out the applications for these positions in their entirety. I haven’t had any success with this website.

CareerBuilder

CareerBuilder is the next website that is on my list. They were founded in 1995. CareerBuilder states that they work with 92% of the Fortune 500 companies. They have an area on their site called recommended jobs. Those jobs are based on previous jobs that you looked at on their site. That feature is pretty nice. It should help you find a job that you are interested in quicker.

Craigslist

Craigslist isn’t a job search engine, but they have a large section for job postings. The bigger the city that you live in, the more opportunities you are bound to find. Some of the types of jobs that are posted are retail, customer service, restaurant staff and sales positions. I found a job that I had in 2014 on Craigslist. I would recommend you to check them out.

The Ladders

The Ladders is a job site that began as a way to help job seekers find $100K and up jobs. They offer a basic membership which is free and a premium membership which costs $25. If you’re currently unemployed, the basic membership is all you need.

Diversity Working

The next item on this list is Diversity Working. They specialize in bringing diversity into the workplace. They provide jobs for women, veterans, people with disabilities, African Americans, Asians, and Hispanics just to name a few. They also have several career sections that you can browse such as banking, education, marketing and public relations to choose from.

Glassdoor

Glassdoor hasn’t been around as long as some of the other job search websites, but they are not letting that stop them from helping job seekers. They are one of the fastest growing sites around. Their database has over 8 million company reviews, real life salary reports, and interview reviews.

Monster

The final site on my list is Monster. Monster is one of the biggest job search sites in the world. Besides being able to apply for thousands of jobs on the site, they also have a career resources section. The section features career advice and resume help.

Have you found a job using any of these sites?

20
Jun

3 Ways to Build Your Emergency Fund

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Emergency FundMany people in this country live check to check. If an emergency were to happen, there is a high chance that they won’t be able to afford. This is where having an emergency fund comes into play. Its sole purpose to be a safety net for you. That money should be used for emergencies only.

Many financial experts state that a beginner’s emergency fund should start with at least $1000 in it. Sometimes people will look at that number and wonder how they are supposed to save that amount when they are living check to check. It’s not easy, but it can be attained. People are busy with their day to day activities, but saving $1000 for an emergency fund must become a priority. Below are three things you can do to help you save for your emergency fund.

The first way that you can save money for an emergency fund is by getting a part time job. Some people may not make enough at their full-time job, so this is why they need to find a part-time job even if it’s temporary. Your primary focus should be saving $1000 as quick as possible. People may think that they don’t have the time to work a part-time job. They are wrong. Many people work a part-time job for a few hours every weeknight. You can also work Saturday’s and Sunday’s as well. Remember, you don’t have to work the part-time job forever. You just want to work it until you have enough money in your emergency fund.

The second way that you can save money for an emergency fund is to have a particular amount of money automatically deducted from your paycheck each pay period. Any little amount helps. Even saving $10 per month is better than not saving anything at all. The point is to start saving! You may have to change your budget around depending on how much money you make, but it will be worth it. Once you start saving, you can gradually increase the amount from $10.

The last way to save money for an emergency fund faster is to learn a side hustle. Side hustles can be done before or after you go to work. There is no shortage of side hustles. A few things that you can do is become a freelancer, sell things on eBay, create a shop on Etsy, or mystery shop. I’ve been side hustling for years. I’ve used that money for my emergency fund and to pay off my debt.

An emergency fund will give a piece of mind. Last year I had a minor accident, and my car windshield cracked. If I didn’t have an emergency fund, I would have had to use my credit card which is something that I’m glad I didn’t have to do. I was able to withdraw the money that I needed to get the windshield fix without any hesitation. I didn’t stress over the situation at all. Having an emergency fund allowed that to happen. What are you waiting for? It’s time for you to start saving for yours today.

Do you have an emergency fund?