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28
Sep

Making Extra Money

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Hello, everyone. Today’s post is geared towards everyone that is trying to make some extra money. If you have any extra time on your hands, you can make extra money. I will go over three things that you can sell today to make that extra money. You don’t have to be a rocket scientist. You just have to have some creative ideas.

Shoes

People love tennis shoes. It doesn’t matter if they are old or new. There are a lot of collectors out there. You may be surprised what shoes you can get out of your closet and sell. Tennis shoes and dress shoes sell particularly well. I specialize in selling old Nike Jordan’s. I’ve been able to re-sell old beat up shoes for $60 – $120. If you don’t know what to sell, check eBay. There is a feature that shows you what shoes recently sold and how much they’ve sold for.

T-shirts

T-shirts are one of the easiest ways that some people make extra money. There is a reason why you always see t-shirt vendors at events. People love them and will shop with you if they like your shirts. T-shirt designs can be hard to figure out. What you may think is a good concept may be a boring design to consumers.

In college, I worked at the Paula Deen restaurant and later her store which is located in Savannah, GA. She sold lots of interesting merchandise in the store. Something that always sold out was her t-shirts. There were all types of designs with crazy sayings and pictures. She figured out her target market and capitalized on it. After seeing her success, I thought to myself if she can do it, so can I. In 2009, I designed a shirt to sell during Savannah’s St Patrick’s Day celebration. If you don’t know, Savannah has one of the biggest St. Patty’s Day parades in the country. People come from all over to participate in the festivities.

I was able to sell all of the t-shirts that I had printed that year. That showed me that there is a market for them. During the years after, I’ve continued to sell shirts having some success.

If you’re interested in selling shirts, there are websites like Sunfrog where you can create a design, upload it and sell it on their website. You don’t have to worry about paying for shirts or anything. You make your money after you get a certain amount of sales.

Providing a service

The next thing you can sell to make money are services. There are a lot of services that people do to make money. Lawn care, tutoring, writing and website design are just a few. Making money off services have helped people pay off debt, start emergency funds, and become more comfortable financially. The better that your service is, the more money that you will be able to make. You will be able to create your own rates, and you can also work when you want to.

 

26
Sep

Surprising Things That Sell on eBay

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walkman-29575_1280As you know by now, I love eBay. I’ve been selling items on the site for years now. I’ve sold everything from coffee mugs to shoes, to t-shirts. I’d like to think that those are “regular” items. All types of things can sell, though. Today, I want to go over a few surprising things that sell on eBay.

Empty Toilet Tissue Rolls

The first thing on the list is empty toilet tissue rolls. You might be wondering why anyone would want to buy some empty toilet tissue rolls. It’s a pretty simple answer.  A lot of people including teachers use them for arts and crafts projects. A quick eBay search showed that someone paid $30 for 158 empty rolls. There seems to be a decent market for them.

Broken Phones

Broken Phones are the next item on this list. People purchase broken phones for a few reasons. They either try to fix them, or they use phones for their parts. There is a group of broken Samsung and Verizon phones that recently sold for $10,000. That’s amazing. I need to find some broken phones as soon as possible.

Coupons

Never in a million years would I have thought that coupons would sell on eBay. They sell very well. There are all types of coupons and discount codes for sell on eBay. An $848 United Airlines travel voucher sold for $750. That’s a pretty good come up.

VCR’s

VCR’s is another product that sells pretty good on eBay. I guess it’s for nostalgia purposes or something. I’m really not sure, but there are VCR’s selling for hundreds of bucks. Certain brands sell more than others. Two weeks ago a Sony Betamax VCR sold for $800. If you have one in good condition, you might need to list it.

Portable Sony Walkman CD player

The next item on the list is the portable Sony Walkman CD player. I used to love these portable CD players as a kid. You could bring your music with you wherever you went. They were groundbreakers back in the day. Apparently, people still love them. One of those Walkman’s sold for over $500 a few weeks ago. If I had my old one, I’d list it today.

Empty Cologne Bottles

The final item on the list is empty cologne bottles. This is another one that stumps me. I’m not sure what anyone would use them for. An empty bottle of Green Irish Tweed by Creed sold for $50. I really can’t believe that an empty bottle of cologne sold for anything. I’m about to start saving all my empty cologne bottles. Hopefully, I can make $50 or more.

In summary, the surprising things that sell on eBay are empty tissue rolls, broken phones, coupons, VCR’s, portable Sony Walkman CD players and empty cologne bottles. If you have any of these items, you should list them. You’d probably make a little bit of extra money if you did that.

Are you surprised to see any of these things selling on eBay? What’s the most surprising thing that you’ve seen somebody sell?

 

21
Sep

How to Use Payday Loans Smartly

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payday loansLast week I discussed a few ways that you can get a loan if you are unemployed. One of those options was to apply for a payday loan. I stated that I’m not a fan of them at all. Some people might view them differently.

When a financial crisis occurs in someone’s life, they may or may not be ready for it. It can be a very stressful time. Imagine being unemployed and then something else happens that causes you to need money soon. That would be a disaster. You would need a way to find a loan if you’re unemployed fast! The payday loan option might be your only choice. You should understand exactly what a payday loan is before taking one out. Those loans are generally granted by companies that are not banks. They don’t follow the regulations that banks have to. They lend small sums of money to people that need it. The loans don’t require that much paperwork. Most people can qualify for them. They usually have to be repaid in two weeks.

If you are desperate for cash, a payday loan is a good solution for you. Before you go through with this type of loan, you need to know as much about it before you accept the terms. Payday loans charge ridiculously high-interest rates and fees. It’s hard to pay the loan back within two weeks.

The lender will have you sign a contract to protect them during the relationship. I know you need the money, but I want to stress to you that you should make sure that you read the contract in its entirety. One of the terms states that if you are declaring bankruptcy, the payday loan debt won’t be discharged. If it’s not discharged, I’m sure that you will still be getting charged interest. Who would want to deal with a loan like that? The payday lenders have you sign those documents early on to avoid disputes that could go against the creditor.

When determining if a payday loan is right for you, you should know that the amount most lenders will let you borrow is about $1000. It may be lower depending on your income.

Make sure that you keep your personal safety in mind if you have to visit a payday lenders office. These places handle large sums of cash and are usually not located on the best sides of town. Only visit them during daylight hours and park in visible areas. Make sure that you put your cash up before you leave the building. You don’t want to come out flashing it.

Some payday companies are fair to their borrowers. Make sure that you take the time to investigate several companies. You want to go with the company that has the best fees. A lot of them don’t care about you. They just want to approve you for a loan that charges a high-interest rate. Find a lender that understands your situation and have low fees. That way you will be able to repay the loan off sooner. If you’re lucky, you might be able to find a lender that is willing to extend your loans if you cannot pay them on the due date.

If you plan on takin out a payday loan, research all the competitors. Review in-store and online loans.

Have you ever had to use a payday loan?

19
Sep

Why You Should Sell on Craigslist

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why-you-shouldsell-on-craigslistCraigslist has been around for a long time. Many people use it to sell things on there all the time.  I’ve used it to sell different things such as a microwave and a couple of bobble heads. If you’re on the fence about selling things on Craigslist, don’t be. The majority of the people that use it haven’t had any problems with it. I’ve been selling off and on with Craigslist for a few years now. If you’re unemployed right now this may be a way to bring in some extra money. You may be wondering if you should sell items on Craigslist as well. The short answer is yes. In today’s post, I go over a few reasons why I think you should sell your items on Craigslist.

The first reason that you should sell your items on Craigslist is that there are no fees to list any item on their site. Many online marketplaces charge you to list items, but not Craigslist. That will save you a lot of money depending on how many items you sell. You can list as many items as you want to without having to worry about any listing fees.

Reason number two why you should sell items on there is that certain items will sell faster on that site than they would on other sites such as eBay or Etsy. Electronics is one thing that sells pretty quickly. People love their gadgets. They tend to want them and want them fast. I’ve had friends sell laptops within an hour or two after listing them on Craigslist.

Craigslist is also good for selling bigger and heavier items. Refrigerators, vehicles, and lawnmowers are just a few things that I would consider bigger and heavier. Those items can be sold on other sites, but for me, it is much easier to list them on Craigslist and have somebody come and pick them up. The cost of shipping for bigger items can be ridiculous. Heck, I’m not even trying to think about how much it would cost to ship a car across the country.

In today’s society, nothing is 100% safe. In my opinion, Craigslist is very safe. You just have to practice using common sense. There are a few things that you can do to make sure that your transactions are as safe as possible.

The first thing that you should do is to establish a safe place to complete your transaction. Some places that you can consider meeting up are shopping mall parking lots, police precincts, Walmart parking lots and at the post office. All of these locations are typically safe. You won’t be isolated at any of those places either.

The next thing you can do is to meet up with your buyers during the daytime. That should be common sense, but sometimes people let the thought of getting quick money cloud their judgments. Besides being safer, completing your transactions during the daytime also allows you to see your surroundings and notice something if it seems suspicious.