Today, more people are using credit cards to make everyday purchases than ever before. Many of us obtained our credit cards when we were younger and we continue to use it because it is a convenient payment option for us. However, as time goes by, the credit cards we hold may stop being the best … Read more
As the costs of a college education continue to grow, more and more people are finding themselves repaying tens of thousands of dollars in student debt over decades of loan payments. The thought of making these large payments for such long periods of time has encouraged many people to seek income based repayment plans for … Read more
Every day, commercials warn us of the dangers of losing a good credit rating. We are told that our credit rating could be the most important number we have and that it should be monitored and protected at all costs. People typically do all that they can to keep their credit rating as high as … Read more
Over the past few years, a new kind of subprime lending has spread across the nation. These new loans, often called car title loans, offers cash-strapped consumers with poor or no credit a lump sum of money in a loan secured by the title of a car that they own. In many places, these loans … Read more