When financing a home, one of the biggest hurdles is often coming up with enough cash to make a down payment on your loan. But with a USDA loan, you don’t have to worry about this. USDA loans are the only non-military loans that offer $0 down payment even with 100% financing, so you don’t have to wait to start looking for a home.
Today, we’ve got a quick guest post from one of the community members over at Credit Magic. Still on autopilot, will get back to regular writing after The Big Day. Repairing your credit report and removing negative items can make your financial life much easier. The reason? Because good credit is required to get home … Read more
If you’ve heard of Zillow, and like it, then you need to check out FinestExpert.com. A guest post from Dr. Boyer, the article argues that one can’t simply look at interest rates when considering mortgages. Understanding other factors, like how long you intend to keep the loan, are required in order to make the right decision.
“How do I compare rates to find the best mortgage?” is often the first question people ask when considering mortgage refinancing or when looking at homes for sale as investment property, a second home, or primary residence. Industry standards are evolving but it is still difficult to compare mortgage interest rates on an apples-to-apples basis between different mortgage lender loan programs.
To compare home loan rates, it is important to compare the same type of bank mortgage loan program – e.g., start with a fixed mortgage and pick a 30 year mortgage or a 15 year mortgage. Then there are three keys to evaluate the best home mortgage loan for you.
Humans have the innate ability to control environments. The easiest example to pull out of the hat is the domestication of wild animals (dogs and horses). If we have this preference towards control, then why do authors suggest debit cards as the “solution” to credit cards? If you looked at the [purely factual] differences between … Read more