Debt is a controversial subject nowadays. There are many out there who will tell you to avoid it entirely. On the other hand, there are many who say it is vital to optimize your wealth accumulation. As with most things, the answer may lie somewhere in the middle. While debt is the easiest way to … Read more
To many, this question may seem to have a simple answer. Well, as with most financial topics, there is more to this than what meets the eye. Retiring with debt has always been a sore topic, as consistent credit card and mortgage bills have made it difficult for many to survive on a fixed income … Read more
Having good credit can open up many financial doors, such as loan acceptance for a new house or low-interest loans and credit cards. However, creditors love to use their three favorite words, “on approved credit.” Meaning, the doors for opportunity are closed unless you have a good credit score. Want to improve your credit score? … Read more
Debt has a negative connotation. Talk to anyone about debt, and they’ll have strong feelings against it. And those that are debt-free wear their badge proud. No debt is better than debt, and I believe your choice should be to choose debt freedom. However, I also believe debt can be viewed with a positive lens. Today, … Read more