Most people are diligent about protecting their credit score from the most common actions that are known for lowering a credit score, such as making payments late or maxing out their credit cards. They are less diligent about some of the lesser known ways to damage their credit score and are often surprised to find … Read more
Every year, the nation’s largest banks pull in billions of dollars from bank fees that could have easily been avoided by the account holder. While each of these fees may be a nominal amount for a single instance, over the course of a year they could add up to hundreds of dollars drained from your … Read more
Many people view paying for purchases with a debit card as safer than paying with a credit card. After all, when you pay with a debit card, you are paying from your bank account with your money and you are not incurring debt or paying interest on that charges. However, many people forget that debit … Read more
Do you have an emergency fund? If you said no, you are not alone. There are millions of Americans that are living without any savings that they could draw on in the event of an emergency. The share of working Americans living paycheck to paycheck has increased considerably in the last decade and consumer debt … Read more