Using your credit card wisely in a way that improves your credit score can be trickier than you think. It is much easier to make a mistake with your credit card that will lower your credit score and cause you to be charged a higher rate for credit products, insurance, and housing. There are some … Read more
Balance transfer credit card offers are growing in popularity as more and more people find them useful for meeting their financial needs. These cards allow the cardholder to place the balance of a high interest credit card on a credit card with a low introductory balance transfer rate. If you are able to pay off … Read more
Many people are finding themselves dealing with unmanageable debt and are feeling hopeless that they will ever be able to resolve the situation. Debt that has a high interest rate, like credit card debt and certain types of short-term loans, can grow quickly due to interest charges and fee and become completely unmanageable in a … Read more
The other day, I read a couple of frightening statistics. In an article in CNNMoney, the statistics quoted that nearly 75% of Americans were living paycheck to paycheck and that more than 25% of Americans had no savings to fall back on in the event of an emergency. These statistics are frightening because having savings … Read more