There is so much to learn form the generations that came before us. The financial mistakes of older generations can do a lot to teach us what to avoid at the beginning of the road. While it may be tiresome to hear, age does bring wisdom. What seniors don’t always mention is that wisdom comes … Read more
Many people that are finding themselves in dire financial situations could have avoided them completely. The problems they had could have been dodged if they paid attention to the signals that they were on the path to financial destruction. These warning signs are easy to spot once you know what they are. Taking proper action … Read more
The #1 rule of personal finance is to have an emergency fund. Every financial guru from Dave Ramsey to Suze Orman to Ramit Sethi to yours truly, Engineer Your Finances, recommends you have one. According to CNN, “nearly a quarter of Americans have no emergency fund.” That’s 1 in 4 people! What is an emergency … Read more
Many people know what their credit score is at least once a year. Is that enough, though? The reality is that you need to know on an ongoing basis. It’s time to check my credit score – and this shouldn’t be an annual reminder to yourself. How Often Your Credit Score Can Change Did you … Read more