Many people that are finding themselves in dire financial situations could have avoided them completely. The problems they had could have been dodged if they paid attention to the signals that they were on the path to financial destruction. These warning signs are easy to spot once you know what they are. Taking proper action … Read more
The #1 rule of personal finance is to have an emergency fund. Every financial guru from Dave Ramsey to Suze Orman to Ramit Sethi to yours truly, Engineer Your Finances, recommends you have one. According to CNN, “nearly a quarter of Americans have no emergency fund.” That’s 1 in 4 people! What is an … Read more
Many people know what their credit score is at least once a year. Is that enough, though? The reality is that you need to know on an ongoing basis. It’s time to check my credit score – and this shouldn’t be an annual reminder to yourself. How Often Your Credit Score Can Change Did you … Read more
So, you have good credit, but you aren’t sure what to do with it. You don’t want to go into any debt, but you feel like your discipline has to pay off somehow. This is where rewards credit cards come into the mix. A solid lineup of rewards cards is vitally important to making the … Read more