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The Mortgage Debate: The 30-year Mortgage

30 year mortgage

Home buying is one of the largest decisions a person can make. Buying a home, whether as a single person or a family, is an immense landmark in one’s life. As with most big decisions, getting your first home is a very controversial topic. Namely, the debate comes when it is time to decide how […]

Buying Your First Home? Here’s What You Need To Know

Buying a home is often an incredibly complicated process, especially if you’re buying your very first house. While many people are at least vaguely aware of the basic steps from initial shopping to finding a mortgage, some of the finer details can be easily overlooked. These smaller factors can make a surprisingly large impact when […]

Using Opportunity Cost To Make Finance Decisions

opportunity cost and personal finance

I recently sat down to review the results of the personal-finance goals I set in 2019, as well as writing new goals for 2020. One of my medium-term goals was to leave my traditional job and transition to full-time self-employment. I hadn’t planned to make the shift until late 2020, but luck and preparation collided. […]

7 Things I’m Thankful For This Thanksgiving

Thanksgiving Blessings

Tomorrow is Thanksgiving. The holiday of thanks! As family (and the cold) descends upon my house, I thought it would be a good time to reflect on what I’m thankful for this year – personal finance style. 1. Starting my own business In September of this year, I started my own business. It was a […]

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