Robyn Goldfarb

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10 Basic Frugal Living Tips Middle-Class Americans Can Use To Save Money

Apr 15, 2024

Frugal living has become increasingly popular as costs for everything skyrocket. Inflation is rising, and salaries are dropping, creating the need for frugal living and more cost-efficient habits. If you’re wondering how to implement frugal living strategies without making huge life changes, you’ve arrived at the right place. Middle-class Americans are struggling with inflation and ... Read more

14 Powerful Frugal Living Tips for Middle-Class Americans

Apr 12, 2024

Inflation is high. This means that we don’t all need to understand, but we do understand that prices are high on basically everything. Everything costs more, and things are tough. Basic necessities like housing and healthcare are becoming increasingly unaffordable for most people. As middle-class Americans adjust to the new reality, here are some powerful ... Read more

5 Things the Middle Class Won’t Be Able to Afford in 5 Years Due to Inflation

Apr 10, 2024

ABC News has just reported that “Consumer prices rose 3.5% in March compared to a year ago, accelerating markedly from the previous month and reversing some of the progress achieved in a two-year fight to cool inflation, U.S. Bureau of Labor Statistics data showed.” While gasoline and housing continue to remain high, “Core inflation — ... Read more

34 Ways to Make Extra Income While Working Full-Time

Apr 08, 2024

There are always reasons we would like to make extra money—a big wedding, an extended vacation, expecting a baby, or maybe it’s just a matter of easing your financial struggles. Whatever the reasons, a side gig can be an excellent way to earn extra income. Sure, who wants a side job when you already have ... Read more

28 Ingenious Ways to Make Money When the Bills Keep Rising

Apr 06, 2024

I know very few people who don’t need more money. Want to save for a rainy day? Want to pay down some debt? Want to pay your bills without putting them on a credit card? Want to go on a little vacation? Want to buy a house? I can list the reasons why people need ... Read more

30 Ways to Make Money on the Side

Apr 05, 2024

With the high cost of everything these days, most people could use a side gig to help raise their income. There are countless ways that you can make some money on the side to make things easier. Whether you’re saving up for something big or you just need more income, these are all great ways ... Read more

I’m Frugal: Here Are the 5 Things I Do Every Time I Shop

Apr 03, 2024

I’m super frugal. I grew up in a pretty frugal household and became even more frugal when I grew up and started paying my own bills (it turns out stuff is really expensive!) I’ve embraced frugality totally and consider myself a pretty frugal person. At this point, I’m practically a frugal expert. While I don’t ... Read more

28 Practical Ways Frugal People Save Lots of Money

Apr 04, 2024

Saving money doesn’t have to mean saying goodbye to life’s little indulgences. With a few smart tweaks, you can stash away cash for that dream vacation, rainy day fund, or splurge-worthy purchase without feeling like you’re on a constant budget patrol. Think of it as a side hustle that pays off without the extra hours. ... Read more

95% Of Teenagers Have Their Own Smartphones: Here’s How to Keep Them Safe

Apr 02, 2024

Regarding children and smartphones, the conversation has shifted from debating the appropriate age for them to receive their first device to focusing on strategies for ensuring their safety while using them – and for good reason. The use of phones among young people comes with inherent risks, necessitating proactive measures to safeguard their well-being. Fortunately, ... Read more

4 Best Tips for Retirement for People Who Haven’t Started Saving Yet, From the Experts

Mar 29, 2024

Saving for retirement is so important. But what if you are nearing retirement and haven’t quite gotten started yet? Or what if you still have a long way to go but don’t know where to start? It’s such an important thing to do, but getting started is often the hardest part. A new report from ... Read more

Non-Profit Accuses For-Profit Tax Preparation Companies Of Preying on Communities of Color

Mar 27, 2024

A new report by two non-profits accuses for-profit tax preparation companies of disproportionately targeting black and brown communities in their predatory marketing. While all low-income people have been targeted, they say, black and brown communities feel the brunt of these tactics. New Report For-profit tax preparation companies disproportionately cluster in Black and Brown communities and ... Read more

59% Of Retirees Have Financial Concerns About Retirement

Mar 27, 2024

A new report from MedicareFAQ dives into American retirees’ top regrets, with finances topping the list. The report found that 59% of retirees have financial concerns about their retirement, and 54% say they haven’t saved enough money. 1 in 4 American retirees have regrets Top regrets: not saving enough money, not prioritizing health, and ... Read more

11 Easy Ways to Save Money on Gas

Mar 26, 2024

Gas prices are determined by the international market based on demand. On a global scale, the U.S. has been estimated to use 20.54 million barrels of crude oil daily. While the U.S. is the leading consumer of crude oil, other nations that also consume significant amounts can influence the price of gas. Gas can get ... Read more

30 Side Hustles for Men to Make Money in 2024

Mar 25, 2024

In an increasingly digital age, we’ve invented more and more ways to hustle. And instead of going to college and trying to get a full-time job, men are going to the Internet. CNBC reports that more than half of Gen Z-ers, half of millennials, and 40% of Generation X currently have side hustles. Side gigs ... Read more

How To Use a Credit Card Responsibly and Avoid Debt

Mar 22, 2024

There’s no better way to prove you can handle credit than to have credit and use it responsibly. If you’re building your credit and you want a credit card for certain purchases, there are several ways you can use it to your best advantage instead of ending up drowning in debt. When you know how ... Read more

30 Very Easy Ways to Make Money From Home

Mar 24, 2024

Working from home is the best option for many people to earn extra cash while fulfilling other essential obligations. Stay-at-home parents often enjoy performing these roles so they can still be there for those who rely most on them. Today, there are many fun ways to make money from home, some of which you might ... Read more

25 Healthy Lifestyle Habits to Change Your Life for the Bet

Mar 23, 2024

In this modern world, where we have so many things to do and so little time, managing our mental and physical health can be seen as an additional burden. However, investing our efforts into healthy lifestyle habits will yield far greater ROI than almost anything else. It may seem daunting at first. Surely, this must ... Read more

5 Money-Saving “Hacks” That Cost Twice as Much in the Long Run

Mar 21, 2024

As we all feel the pinch of rising prices this year, everyone constantly looks for ways to save money. Unfortunately, cutting corners sometimes leads to bigger expenses. Some of these money-saving hacks can end up costing you precious money and time without the huge savings to make it worthwhile. There is a fine line between ... Read more

30 Ways Frugal People Try to Save Money

Mar 10, 2024

Saving money is always good, and you likely have a few things in place to help you do it. Still, are there any areas you may be overlooking? Or maybe you save a little here and there, but now you’re thinking it’s time to start taking it more seriously? No matter the reason, whether you ... Read more

7 Things Frugal Shoppers Always Buy at Thrift Stores

Apr 23, 2024

Most frugal shoppers know so many things can be just as good, if not better when bought secondhand or refurbished. In fact, buying things second-hand can not only save you a lot of money but sometimes even get you better quality items than the items that are being manufactured now, especially with planned observance being ... Read more

Retiring on Medicare? Saving for Healthcare Just Got a Lot Pricier

Apr 01, 2024

Planning for retirement is tough, but budgeting for healthcare can feel like navigating a financial minefield. A new study by the Employee Benefit Research Institute (EBRI) throws another log on the fire, revealing that savings targets for Medicare beneficiaries just reached a new high in 2023. Some Couples Could Need as Much as $413,000 in ... Read more