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personal finance
Budgeting is a very important part of effective financial management. Budgeting requires you to track your spending and hold down your costs. This ensures that you’ll have enough money to cover your needs and still have money to put towards your goals. Many people view budgeting as difficult and time consuming, but you can create...
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Every year, millions of college students graduate with limited financial knowledge. According to the Council for Economic Education, students In the United States are required to take a high school course in personal finance as a graduation requirement in only 17 states. Out of the nearly 3.7 million college graduates of the 2013-2014 school year,...
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Hi All, Inflation is one of those things that the media talks about, but its something that nobody really takes the time to spell out. Inflation means the purchasing power of your cash is eroded.  Let us say, theoretically this means that if you save $100 under the mattress and inflation is 3% per year...
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Turning 30 can be a scary, confronting and sometimes even depressing time for many people, as they realise that the carefree days of their 20s are behind them, and ahead lies responsibility and a lot of hard work. It can also be a confronting realisation to suddenly find yourself ‘old’ and this feeling can be...
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