Have you ever been told a story and it just keeps going? Even years later, you hear the same story over and over again. Professor Harold Pollack wrote what we would call today a viral financial 3×5 card. Professor Pollack stated in a video chat with personal finance writer Helaine Olen. He explained in the […]
You’ve Maxed Out Your Roth IRA – Make These Moves Next
In 2018, you can contribute up to $5,500 to a Roth IRA if you’re under 50, or $6,500 if you’ve reached that milestone. For some, it may take all year to hit that target. But, for others, they’ll max out their contributions before the calendar hits 2019.
Cashing Out Your 401(k) for an Emergency – Read This First
An emergency can strike when you least expect it. Maybe your car breaks down, or medical bills start piling up. Whatever the reason, it can be frustrating, especially if you are short on funds. Situations like that may make you wonder if cashing out your 401(k) is the right move. Typically, people have a significant […]
Will Your Student Loans Hurt Your Chances When Buying a Home?
Many adults wrestle with student loans. Often, these debts take years or even decades to pay off. This creates a serious financial burden that can follow a person around long term. In most cases, having student loans doesn’t prevent people from envisioning themselves as homeowners. But, many decide not to go forward fearing that student […]