You may have heard the expression, “If you don’t ask, you don’t get”. My kids sure have. It could save you a lot of money. Having the Right Mindset I believe that simple phrase is the basis of a sound money mindset. The idea is that everything is negotiable. Of course, not everything is. But […]
How often should I check my credit score?
Many people know what their credit score is at least once a year. Is that enough, though? The reality is that you need to know on an ongoing basis. It’s time to check my credit score – and this shouldn’t be an annual reminder to yourself. How Often Your Credit Score Can Change Did you […]
My Best Starter Rewards Credit Cards
So, you have good credit, but you aren’t sure what to do with it. You don’t want to go into any debt, but you feel like your discipline has to pay off somehow. This is where rewards credit cards come into the mix. A solid lineup of rewards cards is vitally important to making the […]
4 Ways to Destroy a Good Credit
We talk a lot about how to get and maintain good credit. The thing we don’t talk about, though, is how easy it is to destroy a good credit file. No matter how high your score, you’re always a few mistakes away from having to rebuild. This can be dangerous if you aren’t keeping track, […]