Personal Finance Archives - Page 339 of 429

Why This Financial 3×5 Card Keeps Spreading

Jun 27 2019Jun 27 2019 by Tamila McDonald

Have you ever been told a story and it just keeps going? Even years later, you hear the same story over and over again. Professor Harold Pollack wrote what we would call today a viral financial 3×5 card. Professor Pollack stated in a video chat with personal finance writer Helaine Olen. He explained in the video that the best financial advice could fit on a 3×5 card. The question is what made this 3×5 card viral?

Tamila McDonald

Tamila McDonald has worked as a Financial Advisor for the military for past 13 years. She has taught Personal Financial classes on every subject from credit, to life insurance, as well as all other aspects of financial management. Mrs. McDonald is an AFCPE Accredited Financial Counselor and has helped her clients to meet their short-term and long-term financial goals

3 Reasons to Consider Refinancing Your Mortgage

Nov 24 2021May 16 2019 by Susan Paige

Sometimes life does not go as planned. Circumstances may have changed drastically since you signed the papers on your original home mortgage. Whether you are struggling financially or simply want to secure a better mortgage deal, it may be time to consider refinancing. Here are three major reasons to think about refinancing. 1. Low Mortgage … Read more

Senior Renters Are On the Rise, But Is Forgoing a Mortgage Always Wise?

Jun 27 2019Apr 16 2019 by Sean Finucane

Although renting an apartment is seen as a young person’s rite of passage, recent data reveals that it’s actually our nation’s oldest residents who are embracing the rental market. In an effort to downsize and to get rid of the financial burden associated with regular mortgage payments, many senior citizens are opting to rent instead of own. But is it always a smart decision?

Major Mistakes to Avoid When Doing Your 2019 Tax Return

Jun 27 2019Mar 27 2019 by Sean Finucane

Tax season is never fun, but many Americans seem to be griping about doing their taxes this year more than others. Although the IRS expected to process up to 155 million individual taxpayer returns last year, more consumers are finding out that this year’s refund probably won’t yield as substantial a refund as in previous years — that is, if you get any refund at all. What’s more, there are all sorts of new rules that went into effect this year that might significantly change the way you file or the deductions you’re able to include. To ensure that you won’t be subject to an audit later on or that you don’t miss out on a valid opportunity to owe less to the government, you’ll want to avoid making the following major mistakes when filing your taxes this year.