Why This Financial 3×5 Card Keeps Spreading

finance 3x5 card

Have you ever been told a story and it just keeps going? Even years later, you hear the same story over and over again. Professor Harold Pollack wrote what we would call today a viral  financial 3×5 card.  Professor Pollack stated in a video chat with personal finance writer Helaine Olen. He explained in the video that the best financial advice could fit on a 3×5 card.  The question is what made this 3×5 card viral?

finance 3x5 card

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U.S. Debt Adds $92 Billion Throughout 2017, Surpassing $1 Trillion

The national credit card debt sets an all-time record high after a $92 billion increase throughout 2017. According to ABC News, for the first time in history, the overall credit card debt in the United States has surpassed $1 trillion. “We haven’t seen anything like this,” said Jill Gonzalez, a senior analyst at WalletHub. “Consumer confidence is at … Read more

Should You Take Out a Loan To Consolidate Your Debts?

Would you consolidate your debts?

Sometimes simplicity can be deceiving or perhaps short lived. Keep that in mind when contemplating whether you’ll benefit from a debt consolidation loan or program.  Consider debt consoidation the last measure before bankruptcy, liens, wage garnishing, and even foreclosures — all of which put black marks on your credit reports for at least seven years. Why … Read more

What Happens After You File for Bankruptcy?

When you file for bankruptcy don’t expect it to take away all of your debt — credit-card lobbyists have fought long and hard for 

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